USFIN BANK
Commercial & Enterprise Solutions

Banking engineered to empower your company's growth.

Whether you are scaling an early-stage startup or orchestrating nationwide enterprise operations, USFIN delivers flexible treasury infrastructure, real-time ACH disbursements, and dedicated commercial banking stewardship.

USFIN Enterprise Treasury Advantage

Manage multi-user employee permissions, disburse contractor payouts, and protect operating capital with Dual-Custody approvals and Positive Pay fraud defense.

4.40%
Commercial Sweep APY
$0
Wire Fees w/ Balance
24/7
Dedicated Relationship Desk

Comprehensive Commercial Suite

Scalable liquidity management, credit lines, and merchant processing built for speed and operational efficiency.

Business Checking

Unlimited fee-free electronic transactions, high cash deposit limits, and customized multi-entity sub-accounts.

Explore Business Checking ›

Commercial Lending

Revolving working capital lines of credit, equipment financing, and commercial real estate acquisition loans.

Review Lending Terms ›

Merchant Processing

Accept in-person contactless and e-commerce payments with transparent interchange-plus pricing and next-day funding.

Merchant POS Solutions ›

Automated Payroll & ACH

Seamless bulk direct deposits to employees and automated vendor disbursements with dual-authorization protection.

Payroll Automation ›

Institutional Precision for Every Stage of Scale

From day-to-day cash flow management to high-volume domestic wires, USFIN provides enterprise banking without the administrative friction. Experience real-time fraud monitoring, customizable debit card controls for team members, and direct access to seasoned commercial lending officers.

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Commercial banking relationship advisor meeting business owners