Precision Financial Instruments

Credit Cards Built for Everyday Distinction

Whether maximizing cash rewards on weekly essentials, unlocking global travel privileges, or consolidating balances at 0% intro APR, USFIN cards deliver exceptional spending power.

USFIN Obsidian™ Cash Rewards

Unlimited 3.0% Cash Back

Earn 3% cash rewards on dining, grocery, and rideshare transit.
1.5% unlimited cash back on all other everyday purchases.
$250 cash bonus after spending $1,000 in your first 90 days.
Zero foreign transaction fees and complimentary warranty protection.

Annual Fee

Intro APR

0% for 12 mos

Apply Online →

USFIN HORIZON MASTERCARD BLACK

•••• •••• •••• 4219

USFIN Horizon™ Travel Elite

5x Points on Flights & Hotels

5x points booked through USFIN Travel; 2x on general dining.
60,000 bonus points ($600 travel value) qualifying bonus.
$100 annual statement credit for airport lounge or airline fees.
Comprehensive primary auto rental insurance and trip cancellation.

Annual Fee

$95

Travel Credit

$100 / yr

Apply Online →

USFIN PLATINUM LOW RATE

•••• •••• •••• 3004

USFIN Balance Platinum

0% Intro APR for 18 Months

0% introductory APR for 18 billing cycles on purchases and balance transfers.
No penalty APR — paying late will not raise your ongoing APR.
Complimentary FICO® Score access and monthly credit tracking.
Zero fraud liability with instant app-based freeze toggles.

Annual Fee

Intro APR

0% for 18 mos

Apply Online →

Instant Card Intelligence & Digital Safeguards

Manage your USFIN debit and credit cards with complete autonomy. Misplace a card? Toggle it to 'Locked' immediately inside your mobile portal. Heading abroad? Set travel notices in seconds. Every card transaction is audited in real-time by predictive fraud neural engines, keeping your purchasing power secure wherever you go.

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